This article was originally published by International Business Times.
Within the silos of incumbent financial services, so-called fintech companies are good at picking off one thing only and doing it well.
This approach is also taken within data science, where a lot of the properly intelligent work is about understanding the domain (problem) and how best to use the information/data for the problem you have. In doing so, a fintech approach—collaboration, open-sourcing code—is helping to gradually change the culture of finance, even in some hitherto heavily guarded domains.